Data Protection & Privacy

Data Protection & Privacy Policy of
"www.Unbeatablecarfinance.com & .co.uk" (this "Site")

This is the web site of P.G.Motors trading as Unbeatable Car Finance.

Our postal address is:
Unbeatable Car Finance
40-44 Gatwick Road
Crawley,
West Sussex
Rh10 9PL
E-Mail Info@Unbeatablecarfinance.co.uk
Tel. 01293 550 950

This Privacy Policy is applicable to this Site and not necessarily to other P.G.Motors sites on the World Wide Web pages. When leaving this Site, please read the privacy policy applicable to the site you are visiting. If you do not agree with this Privacy Policy, please do not use this Site.

By accessing and using this Site, you hereby agree to the terms of this Privacy Policy.

Non-Personal Information Collected Automatically

Unbeatable Car Finance is committed to the protection of the privacy of its web site visitors. Please note that we may provide aggregate statistics about our customers, sales, traffic patterns, and related site information to reputable third-parties, but these statistics will include no personally identifying information.

Personal Information

In order to respond to your questions, fulfill your requests or manage interactive customer programs, it may be necessary to ask for personal information such as your name, address, e-mail address and telephone number. We may use this information to respond to your requests or to contact you via mail, e-mail or phone to inform you of new products, services or promotions we may offer. If you place an order for a product, request a service or submit content to this site, we may need to contact you for additional information required to process or fulfill your order and/or request. However, unless compelled by applicable legislation, we will not provide this information to a third party without your permission, except as necessary to process your order, fulfill your requests or manage interactive customer programs. You also hereby grant to Unbeatable Car Finance the right to exchange any information provided by you between Jefferies Farm's affiliates for the purposes mentioned before.

In addition to the personal information that you may provide us, this Site may use technology that lets us collect certain technical information like your Internet protocol address, your computer's operating system, your browser type, traffic patterns and the address of any referring Web sites.

Security

Please note that while there are always risks associated with providing personal data, whether in person, by phone or over the Internet, and no system of technology is completely safe, "tamper" or "hacker- proof", Unbeatable Car Finance has endeavoured to take appropriate measures to prevent and minimize risks of unauthorized access to, improper use and the inaccuracy of your personal information. For example, we use encryption technology when collecting or transferring sensitive data such as credit card information.

Accuracy of collected data

Unbeatable Car Finance will on its own initiative, or at your request, replenish, rectify or erase any incomplete, inaccurate or outdated personal data retained by Unbeatable Car Finance in connection with the operation of this Site.

Visitor identification

From time to time, information may be placed on your computer to allow us to identify you. This information is commonly known as "cookies". By showing how and when our visitors use this Site, this information can help us to continue to improve our Site. We will only use cookies to view information on your hard drive that was put there by a cookie from this Site. The use of cookies is an industry standard and many web sites use them. Cookies are stored on your computer and not on this Site. If you do not wish to receive cookies, or want to be notified of when they are placed, you may set your web browser to do so, if your browser so permits.

Data Protection

The information you provide to Unbeatable Car Finance may be shared with any of P.G.Motors Companies, selected third parties and the Insurers (and their administrators) who may also use it for marketing, research, statistical analysis and administration purposes and to our affiliated funding partners for the purpose of considering credit. For further information on the companies with whom your information may be shared please contact us. You may be contacted by mail, telephone, fax, email, subject to the conditions of the data protection act. If you do not wish these details to be used please inform us in writing to the above address.

Our funding partners may use the process of credit scoring. Declines based on this automated technique may be reviewed manually on request.

Unbeatable car finance and its funding partners may use this information to carry out searches with credit reference agencies. A record of this search will be kept and may be used by other lenders in assessing applications from you for credit in the future.

Any information already held about you by the credit reference agencies may already be linked to records relating to one or more of your partners, including previous and subsequent names of parties to an account. In this case, this application may be treated as financially linked and assed with reference to any associated recorded. For joint applications a new association may be created at the customer reference agencies (except for limited partnerships & companies) which will link your financial records.

If this is a joint application you must be entitled to disclose information about your co-applicant and/or anyone else referred to by you, and to authorise the company to search and/or record information at the credit reference agencies about both of you.

When an application is received from a business, information may be sought from the credit reference agencies on the company directors and/or partners as individuals.

Unbeatable car finance and its funding partners will check your details with fraud prevention agencies and if false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. Unbeatable car finance and its funding partners can provide you with further details explaining how the information held by fraud prevention agencies may be used

Under the terms of the Data Protection Act you have the right to obtain a copy of the information held about you upon payment of the appropriate fee.

Minors

No information may be submitted to Unbeatable Car Finance by persons under the age of 18 without the consent of a parent or legal guardian, nor may persons under the age of 18 make purchases or other legal acts on this Site without such consent, unless permitted by applicable legislation.

Changes

We may change this Privacy Policy, or change, modify or withdraw access to this Site, or the content of these pages at any time with or without notice.